About CBI

Construction Bonds, Inc. works with customers to prepare the facts needed to acquire an accurate and timely bond. We believe fairness, honesty and common sense are important assets in helping construction-related businesses obtain the bonds needed to bid and win bigger contracts. We know the value of time in construction projects and maintain accurate files for our clients to expedite the bonding processes. We function smoothly with the U.S. Small Business Administration (SBA) Surety Bond Program and many “A” rated bond underwriters.

Our Team

Grant Garza

Surety Bond Agent

Assisting small and emerging businesses grow is Grant’s top priority as he uses his finance background to help clients succeed. Known for being a great communicator, Grant truly cares about his clients’ goals and works diligently to help them excel within their industry.

Grant maintains a healthy, active lifestyle.  Whether it be golf or a pickup basketball game, he is always up for a friendly competition.  Grant loves going to the lake, boating and waterskiing.  He lives in Arlington, VA.

Education and Experience

B.S. Finance, University of Mississippi

Maddy Christen

Bonds Account Manager

Motivated by details and consistency helps Maddy perform assigned tasks with great accuracy. Her high aptitude for numbers and ability to learn new tasks quickly allow her to comprehend and retain detailed information. Maddy loves that each day brings a different challenge along with new knowledge.

Maddy likes hiking and running. She loves watching ice hockey and never misses a Pittsburgh Penguins game. A field hockey player during her college years, she now plays in adult rec leagues to stay involved in the sport she loves.

Renee Hugar

Branch Manager

Making contract bond dreams come true is Renee’s passion as she works with clients of all levels—from small and emerging contractors to contractors operating multi-million dollar aggregate programs.  Being detail-oriented, Renee scours specs for information because she never wants a client to be surprised by what is in the fine print. She loves that no two days are alike and enjoys working with different clients and carriers.

Renee has a heart for community—knitting and crocheting scarves for Lancaster Wrap Up Project, and painting and leaving Kindness Rocks (#LititzRocks) on paths for others to find and be encouraged. In her spare time, Renee smiles and reads A LOT, makes paper flowers, takes Sip and Paint classes with her mom, and builds Lego sets with her youngest.  Renee lives in Mount Joy with her husband Aaron, and two sons, Dylan and Westley, along with their two rescue dogs, Freddy and Luna (whose name they realized is actually short for Lunatic!)

    Kathleen Cuckler

    Bonds Account Manager

    Being adept and expedient in bringing bonds to clients, while providing the highest level of customer service, is Kathleen’s focus every day. She is passionate about helping others achieve their goals.  Kathleen challenges herself to keep learning every day in a world of different types of bonds and client needs.

    Kathleen will tell you that her healthy obsession is eating enough protein which is harder than you think!  She enjoys history, reading, knitting and intricate needlework and loves vacationing at Yellowstone National Park and North Captiva Island.  Kathleen has two college-aged children so she is an empty nester most of the year.  She enjoys her 13-year-old Bichon Frise, Winnie.

    Mikaila Guest

    Bonds Account Manager

    Being detail-oriented, a multi-tasker, and accurate with daily assignments makes Mikaila the perfect partner for assisting contractors with surety bond needs and being part of her team. She loves that every day is different, bringing opportunities for learning and collaboration.

    Mikaila loves hiking and spending as much time outside as possible (regardless of the time of year!). You will find her making trips to the greenhouse to add to her indoor jungle and outside gardens.  She enjoys reading and crocheting.  Mikaila lives in Leola with her small home zoo that includes three cats, two rabbits, and a few reptiles.

    Tony Macinanti

    Vice President, Agency Bond Operations

    Tony Macinanti started with Murray, CBI’s parent company, in 1995 as an Account Executive. He has worked in the Bond Department of Murray’s Construction Services Division since 1996.

    • Management and strategic growth of Construction Bonds, Inc. (CBI).
    • Management of agency/company bond relationships; including the identification and appointment of new surety markets to ensure the strategic growth of CBI and the achievement of agency bond growth goals.

    Education and Experience

    • B.A. Mathematics, Boston College, Chestnut Hill, MA
    • Associate in Surety and Fidelity Bonding (AFSB) Designation
    • CPCU – Coursework Completion in Accounting, Law, Property and General Principles
    • Bond Consultant – Aetna Life & Casualty; Boston & Philadelphia 1984-1995
    • Instructor -Practical Selling Skills, Aetna Life & Casualty Bond School
    • Presenter and Author – Surety Bonding Seminars and Surety Bonding Articles.

    Professional Associations

    • National Association of Surety Bond Producers (NASBP) – Committee Member – Commercial Surety and Industry Relations Committees
    • ABC Keystone Chapter – Past Chair, Legislative Issues / Legal Rights Committee

    Our Parent Corporation – Murray

    Construction Bonds, Inc., is owned by Murray, a large insurance broker located in Lancaster, Pennsylvania. Murray lends its resources and access to bond markets in support of CBI clients. CBI clients have access to additional products and services through Murray, including risk management, insurance, health benefits, third-party claim administration, wealth management and human resource consulting. Founded in 1930, Murray has six offices located in the Mid-Atlantic Region and clients in all 50 states.

    To learn more about Murray, visit our website at murrayins.com.